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Homebuyer Assistance Programs

Miami-Dade County has a variety of programs to assist low- and moderate-income first time homebuyers.

Down Payment and Closing Cost Assistance

The Miami-Dade Economic Advocacy Trust administers the Homeownership Assisted Program (HAP), which is designed to address the need of eligible low/moderate income families in Miami-Dade County for down payment and closing costs assistance.

First-Time Homebuyer Program

First-time homebuyers that qualify under CDBG, HOME, SHIP or Surtax income guidelines may benefit from the loan program between the Miami-Dade County Public Housing and Community Development and local home mortgage lenders. 

Neighborhood Stabilization Program

Homeownership assistance is available for the purchase of County owned NSP homes.  If you are eligible to purchase a foreclosed home, the County may have the assistance you need. 

Infill Housing Program

Every dwelling unit developed through the Infill Housing Program must be sold to a low or moderate-income household to be used as their primary residence. to be eligible for this program, the household must be a first-time homebuyer meeting the income level requirements of a low or moderate income household.

Section 8 Homeownership Program

(Only available to recipients of Section 8 Rental Subsidy)

This program is administered by Miami-Dade Public Housing and Community Development (PHCD). The program allows for the use of the Housing Choice Voucher subsidy to be applied towards mortgage payments instead of rental payments, thereby enabling participants to purchase a home for close to their monthly rental payment.

Back to Top Page Last Edited: Tue May 28, 2013 9:59:08 AM

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